Retirement Accounts & Planning

Over the years, you probably set financial goals for yourself, your family or your business. You want to know that when your goals are attained, you can relax, knowing you have provided financial security for yourself and others. That is why it is important to select the best financial partner to assist you in attaining your goals.  Let BankOnBuffalo Wealth & Asset Management help you organize and manage your retirement solutions with our broad range of products and services.

Retirement Solutions:

Traditional IRA 
A Traditional IRA is an Individual Retirement Account and is a form of a retirement plan. Opening an Traditional IRA may be the right choice for your future — it is a pre-tax plan that provides many benefits now such as tax advantages. BankOnBuffalo Wealth & Asset Management advisors can assist you in selecting the most appropriate type of IRA for you, based on your goals, time horizon and financial situation.

Roth IRA
The Roth IRA is also an Individual Retirement Account, but it is different from a Traditional IRA because the tax break is on the money withdrawn from the plan during retirement instead of a tax break being granted for money placed into the plan. But it is more lenient on age contribution restrictions and when you need to take money out.  Which is right for you? Let a  BankOnBuffalo Wealth & Asset Management team member help you determine the right plan.

Rollover IRA
A Rollover IRA is tax-smart way to keep your retirement savings invested and avoid potential early withdrawal penalties. By rolling over your old Employer 401(k) plan to a Rollover IRA you can keep control of your account and give it the direction and control that you didn’t have when it was with an employer plan.  From start to finish, we’ll help you through the rollover process.
A Rollover IRA allows you to:

  • Consolidate your assets from various employer retirement plans.
  • Take advantage of a potentially larger selection of investment choices with lower fees.
  • Generally, withdraw money without a 10% early-withdrawal penalty if you are age 59½ or older.

Rollover IRAs are subject to the same distribution and funding requirements as Traditional IRAs.

Retirement Income Planning

You’ve worked hard to save and plan for your retirement. Once you retire, you need to determine the best way to allocate your assets in order to generate the income you need. There are several investment options that BankOnBuffalo Wealth & Asset Management can assist you with in your planning.  This is where our whole team of advisors, investors and account managers would come together do develop a Retirement Plan based on your situation in life, goals, income needs and risk tolerance for the invested money.  This can be done before you retire or while you are in retirement.  Call us today for an appointment. 

Getting Started

Our advisors bring you a varied background in investment management so that you can put your trust in us. 

To learn more about how our team of investment advisors and ideas that can help you achieve your retirement goals, please contact our Wealth & Asset Management department at 1-844-510-0819.

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This site is designed for U.S. residents only and does not constitute an offer to sell or a solicitation of an offer to buy any security or product that may be referenced herein. The services offered within this site are available exclusively through our U.S. registered representatives. Securities America, Inc. registered representatives may only conduct business with residents of the states for which they are properly registered.

Please note that not all of the investments and services mentioned are available in every state.

Securities offered through Securities America, Inc., Member FINRA/SIPC. Gail Testa-Romano, Registered Representative. Gail Testa-Romano, Investment Advisor Representative, offers advisory services through Securities America Advisors, Inc. Securities America and all entities named are unaffiliated.