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  EZ Savings Account Savings Account Holiday Club Health Savings Account
Minimum Balance None $100 None $50
Service Charges None Low, monthly if minimum balance not maintained None None
Interest Earn interest Earn interest Earn Interest Earn interest
  • Age 11-24
ATM or CheckCard accessible Annual payout on the first Friday of November.  Customers can choose check or direct deposit into valid Bank on Buffalo transaction account
  • Qualified individuals are covered by a high deductible health plan
  • Maximum annual contri-butions are based on the annual statutory limit
  • No IRS penalty or federal income taxes for withdrawal for qualified medical expenses

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