Compare Personal Checking Accounts

  EZ Checking Positively Free Checking Interest Checking WOW Checking* Tiered Interest Checking
Minimum Balance None None See below None $1,000
Check Writing Unlimited Unlimited Unlimited Unlimited Unlimited
Service Charges None None $6.00 if requirements are not met* None $8.00 if minimum balance is not maintained
Interest None None Earn Interest Earn Interest Earn premium checking interest rates on balances of $2,500 or more
  • Age 16-24
  • No BankOnBuffalo fees on foreign ATM withdrawals
  To avoid a service charge, one of the following must be met each statement cycle: $500 daily balance, Age 50+, or one direct deposit
  • Free ATM withdrawals anywhere inthe U.S., if requirements are met
  • Free Identity Theft Services

*Qualify for WOW Checking easily by performing three simple steps each calendar month:

  • 12 Visa check card purchase transactions must post to your account
  • Have one Direct Deposit or ACH Auto Debit
  • Enroll and receive eStatements through eBanking

All BankOnBuffalo Checking Accounts Include

  • Combined Statement
  • ServiceCall
  • Free Access to Personal eBanking with ePay, eStatement and goMobile
  • VISA® Check Card with ScoreCard® Rewards*
  • Free first order of checks
  • Fraud Monitoring


*ScoreCard Reward Program not applicable for WOW Checking Account Check Cards.

In the event of an error or if you have questions about your statement, visit our Error Resolution page for instructions.

Contact Us Today!

To open an account, please contact us toll-free at 1-844-510-0819, visit any BankOnBuffalo branch location, or contact us online.

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