Checking | Bank on Buffalo

Personal Checking Accounts

BankOnBuffalo offers a number of great checking account options to fit your every day needs. From our Interest Checking account to our very popular WOW Checking, you can enjoy convenient features like competitive interest on your checking account funds, no minimum balance requirements, no monthly service charges and unlimited check writing.

Free Checking

Free Checking is pain free, hassle-free and most importantly, FREE!

Special Features

No Minimum Balance Fee
No Monthly Service Charge
Unlimited Check Writing and Withdrawals
Check Card Available with ScoreCard® Rewards, offering 1 point per $2 spent on net purchases
Free foreign ATM withdrawals for customers age 16-24

Free Access to Mobile Banking, goMobile
Free Access to Personal eBanking with ePay and eStatement

WOW Checking

BankOnBuffalo’s Free WOW Checking account earns PREMIUM interest and offers free ATM withdrawals anywhere in the US!

WOW CHecking

Qualify for this account easily by performing three simple steps each calendar month:

Twelve (12) Visa check card purchase transactions must post to your account.
Have one Direct Deposit or ACH payment.
Enroll for and receive eStatements within eBanking.

Open Now

Special Features

No Minimum Balance Fee
No Monthly Service Charge
Unlimited Check Writing and Withdrawals
Free ATM withdrawals anywhere in the U.S. (upon qualification)

Free Identity Theft Services
Check Card Available (Required)
Free Access to Mobile Banking, goMobile
Free Access to Personal eBanking with ePay and eStatement (required)

Interest Checking

This account allows you to make purchases and payments conveniently, keeping a current record of your income and expenses, all while earning interest.

Special Features

Low, Monthly Service Charge if at least one of the following is not achieved during each statement cycle: minimum $500 daily balance, age 50 or over, OR one direct deposit
Unlimited Check Writing and Withdrawals
Check Card Available with ScoreCard Rewards, offering 1 point per $2 spent on net purchases

Free Access to Personal eBanking with ePay, eStatement and goMobile
Earn Interest

Checking Plus

Think you don’t need identity theft protection? Think again.

Identity theft is consistently the number one complaint to the Federal Trade Commission. Rampant data breaches, affecting millions of records, are putting consumers at great risk of identity theft. It can happen to anyone—regardless of your age and income, where you live, or how careful you are.

Restoring your identity on your own can be time-consuming and stressful. After a while, some people give up, leaving them contend with the aftermath of identity theft for years to come, including fraudulent bills, collections activity, damaged credit and even criminal records.

BankOnBuffalo is delighted to provide identity theft detection and recovery services as part of our Checking Plus accounts at no additional cost.

*ScoreCard Reward Program not applicable for WOW Checking Account Check Cards.

In the event of an error or if you have questions about your statement, visit our Error Resolution page for instructions.

Personal Checking Accounts

Free Checking

Special Features

WOW Checking

Special Features

Interest Checking

Special Features

Checking Plus

All BankOnBuffalo Checking Accounts Include

Contact Us Today!