Take Advantage of These Great Rates with Our Limited-Time Savings Special

*Annual Percentage Yield (APY) is accurate as of 10/13/26 and is subject to change after account opening. Personal Savings: there is a low monthly fee if the minimum balance of $100 is not maintained. Business Savings: there is a $1,000 minimum balance needed to earn interest and avoid a low monthly fee. Fees may reduce earnings. Available only at the East Amherst, Northland, Orchard Park, and Williamsville offices. 

3.90% APY*

PERSONAL SAVINGS

  • $5,000 new money to open
  • Low monthly service charge if balance of $100 is not maintained

3.90% APY*

BUSINESS SAVINGS

  • $10,000 new money to open
  • Low monthly service charge if balance of $1,000 is not maintained

Pair Your Savings with Premium Interest Checking

Learn how you can qualify for premium interest on our free WOW Checking account.

Get WOWed!    Explore Personal Checking

Build Your Financial Know-How

Whatever your background, financial needs, and goals we're here to help you. We are dedicated to providing you with the guidance you need to make confident financial decisions about your future.

Building My Emergency Savings Pathway

Building My Emergency Savings Pathway

Build a personalized emergency savings plan to ensure financial security in times of need.

Start Smart. Spend Smart. Save Smart.

For Teens: Start Smart. Spend Smart. Save Smart.

Learn money management basics—from budgeting to digital banking.

Building Financial Resilience

Building Financial Resilience

Learn how to bounce back from hard financial times and get the support you need in an unpredictable economy.

Stop by any of our participating locations today!

East Amherst Office Exterior

827 Hopkins Road
Amherst, NY 14221
716-568-7327

Contact Us

East Amherst

Lobby hours

Monday – Wednesday 9:00 am – 4:00 pm
Thursday – Friday 9:00 am – 5:00 pm
Saturday Closed

Interactive ATM Extended Hours

Monday – Friday 7:00 am – 7:00 pm
Saturday 8:00 am – 3:00 pm
Drive-Thru ATM available 24/7
Orchard Park Office Exterior

683 Northland Ave — adjacent to Door C of the Northland Workforce Training Center
Buffalo, NY 14211
716-469-1117

Contact Us

Northland

Lobby hours

Monday – Friday 9:00 am – 4:00 pm
Saturday Closed

Interactive ATM Extended Hours

Monday – Friday 9:00 am – 4:00 pm
Saturday Closed
ATM available during lobby hours
Orchard Park Office Exterior

3049 Orchard Park Road
Orchard Park, NY 14127
716-508-4010

Contact Us

Orchard Park

Lobby hours

Monday – Wednesday 9:00 am – 4:00 pm
Thursday – Friday 9:00 am – 5:00 pm
Saturday 9:00 am – 12:00 pm

Interactive ATM Extended Hours

Monday – Friday 7:00 am – 7:00 pm
Saturday 8:00 am – 3:00 pm
Drive-Thru ATM available 24/7
Orchard Park Office Exterior

5190 Sheridan Drive
Williamsville, NY 14221
716-616-3930

Contact Us

Williamsville

Lobby hours

Monday – Wednesday 9:00 am – 4:00 pm
Thursday – Friday 9:00 am – 5:00 pm
Saturday 9:00 am – 12:00 pm

Interactive ATM Extended Hours

Monday – Friday 7:00 am – 7:00 pm
Saturday 8:00 am – 3:00 pm
Drive-Thru ATM available 24/7

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