Mortgages

For many people, buying a home is the single most significant financial step of a lifetime. It’s also one of the most emotional decisions you’ll ever make. Whether you’re a first time home buyer, moving on to a bigger home, or using your equity to refinance an existing home loan, we can help.

First Time Home Buyer Accent Photo

First Time Home Buyer

Our First Time Home Buyer* Mortgage Program offers competitive rates and a great mix of special services for those that qualify.
 

  • Low down payments
  • Waived processing fee
  • $100 deposited into a new BankOnBuffalo savings account
  • Full seller's assist is permitted
  • No Private Mortgage Insurance (PMI) is required
  • Automatically prequalify for a BankOnBuffalo Credit Card

Complete our prequalification form today or apply online now!

You can also check out our easy to understand step-by-step guide to the mortgage process and our application checklist to ensure that you're prepared to start the application process.



* A first time home buyer is defined as a borrower who has not been on a deed containing a dwelling in the past three years or who has not owned a home as a single person.