Changes to Branch Office Hours:

Beginning June 1, our Orchard Park office will close at 5:00 pm on Fridays. Our East Amherst branch will now be closed on Saturdays. Both offices will continue to offer live personal service via our drive-up SMART Stations. SMART Stations offer extended banking hours: M-F 7am-7pm and Saturday 8am-3pm. We apologize for any inconvenience this may cause.

Tips to Protect Online Payments and Account Data

Take advantage of transaction limits. Establish limits for monetary transactions at multiple levels: per transaction, daily, weekly, or monthly limits.

When you have completed a transaction, ensure you log off to close the connection with the financial organization's computer.

Use separate accounts for electronic and paper transactions to simplify monitoring and tracking any discrepancies.

Reconcile by carefully monitoring account activity and reviewing all transactions initiated by your company on a daily basis.

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