SCAM ALERT:  We have seen a rising number of fraud cases in which a person pretending to be a bank employee contacts a customer about a suspected unauthorized transaction. The contact then asks for personal information in order to “clear up” the problem. As a reminder, the bank will NEVER call, text, or email you and ask for personal information. If you receive such a call from your “banker,” do not give personal information and hang up immediately. If you receive a text or email, do not respond. To report suspected fraud on your account, please contact your local branch or call Customer Service at 1-844-510-0819.
Fresh Start Checking Accent Photo

Fresh Start Checking

BankOnBuffalo's offering you a fresh start ...

If you're having trouble getting a checking account, BankOnBuffalo has a solution for your current financial situation. We introduce the Fresh Start Account, which offers many of the advantages of our other checking accounts, and can be a fresh start to your brighter financial future.

  • $25 to open account
  • No minimum balance
  • Visa® debit card with reward points, and access to MoneyPass networks
  • Mobile & Online Banking* with ePay, eStatements & Zelle® 
  • ServiceCall Available, 24/7 Access to your Account
  • Open an optional savings account
  • No overdraft fees, dormancy fees or early closure fees
  • Checkless banking
  • Low monthly service charge

Let your Fresh Start Account help you reestablish and rebuild a positive banking relationship, so you may again have access to the full range of available financial products and services.


*Mobile deposits unavailable for the Fresh Start Account.

All BankOnBuffalo Checking Accounts Include

  • Combined Statement
  • ServiceCall
  • Free Access to Personal eBanking with ePay, eStatement and goMobile
  • VISA® Debit Card with ScoreCard® Rewards*
  • Free first order of checks**
Checking Account Comparison Chart


*ScoreCard Reward Program not applicable for WOW Checking Account Debit Cards.
**Free first order of checks not applicable for Fresh Start Checking.

In the event of an error or if you have questions about your statement, visit our Error Resolution page for instructions.

Contact Us Today!

To open an account, please contact us toll-free at 1-844-510-0819, visit any BankOnBuffalo branch location, or contact us online.

Find a Branch to Open an Account

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